Health Insurance | Jhenesis Insurance

Health Insurance

Coverage that fits your life — whether you’re self-employed, between employer plans, or just tired of guessing what your policy actually covers.

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Licensed Insurance Agency — Florida & Georgia  |  License #W667638

Health Coverage, Explained Plainly

Health insurance shopping shouldn’t feel like reading a foreign language. We walk you through your actual options — marketplace plans, short-term coverage, and supplemental plans — and help you understand what you’re buying before you commit, not after a claim gets denied.

Individuals & Families

Marketplace and private plan options compared side by side, with real attention to your actual doctors, prescriptions, and budget.

Self-Employed Professionals

Coverage built for 1099 earners and small business owners who don’t have an employer plan to fall back on.

How We Help

  • Compare marketplace and private carrier options for your specific situation
  • Explain deductibles, copays, and networks in plain language before you enroll
  • Help you evaluate whether a supplemental plan fills a real gap or duplicates coverage you already have
  • Walk you through enrollment windows and special enrollment qualifying events

Frequently Asked Questions

When can I enroll in a health plan?

Outside the annual open enrollment window, you generally need a qualifying life event — like losing employer coverage, marriage, or having a child — to enroll mid-year. We’ll help you figure out if you qualify.

What’s the difference between marketplace and private plans?

Marketplace plans may qualify for income-based subsidies; private plans sometimes offer more flexible enrollment timing or network options. Which fits better depends on your income and coverage needs — we’ll compare both honestly.

I’m self-employed — what should I be looking for?

Beyond the health plan itself, self-employed clients often need to think about disability coverage too, since there’s no employer safety net if you can’t work. We look at both together.

This page is for general informational purposes and is not a guarantee of coverage, rates, or eligibility. Plan availability, networks, and pricing vary by carrier, state, and enrollment period. Insurance products offered through Jhenesis Insurance, licensed in Florida and Georgia. Licensed under agency license #W667638.
© 2026 Jhenesis Insurance. All rights reserved. Licensed in Florida and Georgia.